Terms & Conditions (“Terms”)

Last Updated on August 8, 2025

Please carefully read these Terms & Conditions (“Terms”) before using the heartfeltcoverage.com website (the “Service”) operated by Heartfelt Coverage (“us”, “we”, or “our”).

Acceptance of and compliance with these Terms are required to access and use the Service. All visitors, users, and others who access or use the Service are subject to these Terms.

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the Service.

Hypertext Links to Other Websites

heartfeltcoverage.com may include links to third-party websites or services that are not owned or controlled by us.

We have no control over—and assume no responsibility for—the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Heartfelt Coverage shall not be liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

We strongly encourage you to read the terms and conditions and privacy policies of any third-party websites or services you visit.

Termination

We may terminate or suspend access to the Service immediately, without prior notice or liability, for any reason whatsoever, including, without limitation, if you breach these Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of California, without regard to its conflict-of-law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions will remain in effect. These Terms constitute the entire agreement between us regarding the Service and supersede and replace any prior agreements we might have between us regarding the Service.

Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will endeavor to provide notice at least 15 days before any new terms take effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use the Service after those revisions become effective, you agree to be bound by the revised Terms. If you do not agree to the new terms, in whole or in part, please discontinue using the Service immediately.

Contact Us

If you have any questions about these Terms, please contact us at support@heartfeltcoverage.com.

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